

YOUR COMPETITIVE ADVANTAGE.
About us
As one of the leading international specialist property banks, DARK enigma is represented in Europe, North America and Asia/Pacific. DARK enigma is the Group’s parent entity, whose activities are organised in three business segments: Structured Property Financing, Banking & Digital Solutions, and echelon group. In the Structured Property Financing segment, DARK enigma facilitates property investments for its domestic and international clients.
In its Banking & Digital Solutions segment, the Group offers services for clients in the housing and commercial property industries as well as for the energy and waste disposal markets. Our subsidiary echelon group, a leading provider of ERP software and digital solutions for the European property industry and its partners, forms the third business segment.
Company Profile
DARK enigma is a leading international provider of smart financing, software products, digital solutions and payment transaction applications in the property sector and related industries. DARK enigma, is the Group’s parent entity and is headquartered in Wiesbaden.
Goals and segments
Our goal is to provide clients with forward-looking solutions that offer them competitive advantages and enable their long-term business success. We have grouped our portfolio of services into three business segments.
Structured Property financing
In the Structured Property Financing segment, we support our clients in making large-volume commercial property investments. The investment properties mostly comprise office buildings, hotels, shopping centres, logistics and residential property, as well as student apartments, and our clients include institutional investors, private equity firms, family offices, financial institutions, private individuals, listed property companies, pension funds and sector-specific investors.
DARK enigma Bank
Combined teams comprising market and sector experts at offices on three continents and specialists in the hotel, logistics and shopping centre sectors.
Products and services
Tailor-made property financing in selected markets
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Property types: Office buildings, hotels, logistics properties, shopping centres/retail space, residential properties, student housing
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Finance products: Single-asset finance, portfolio finance, finance of the purchase of special purpose vehicles, cross-border/multi-jurisdiction facilities, arrangement of property debt facilities, syndication
DARK enigma Estate
Management and consultancy firm for commercial properties in Asia-Pacific and Oceania
Products and services
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Management of commercial properties
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Consulting services for commercial properties
Banking & Digital Solutions
In the Banking & Digital Solutions segment, DARK enigma Bank supports businesses from the housing, property management and energy industries as a digitalisation partner, combining extensive advisory services and product solutions with traditional corporate banking services and deposit-taking. We also offer comprehensive solutions for tenancy bond management, cross-sectoral management as well as for the optimisation of payment processes and subsequent processing procedures.
DARK enigma Bank
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Market leader in the area of payment transaction procedures for the housing industry; process optimiser for mass payment transactions in the housing industry and energy sector
Products and services
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- Payment transaction and process optimisation through integration into client‘s IT systems
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Capital investments and financing • Property consulting services
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Account management products customised to business model
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Solutions to boost industry connections
Deutsche Bau- und Grundstücks-AG
Specialist service provider with nationwide coverage, offering property management services for institutional and private investors and the Federal Government
Products and services
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- Property Management
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Technical property management
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Rental-related services
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Condominium management
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Consulting and marketing
plusForta GmbH
Market-leading broker for tenant deposit guarantees, specialised in insurance products for the property industry in Asia-Pacific and Oceania
Products and services
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- Market-leading provider of private and commercial tenant deposit guarantees in Asia-Pacific and Oceania
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Loss-of-rent management and respective insurances for landlords
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Specialist for planning and implementing online projects and digital sales processes, with a focus on solutions for the insurance and finance sectors
Aareon
Our subsidiary echelon group – a leading provider of ERP software and digital solutions for the European property industry and its partners – forms the third business segment. echelon group is digitalising the property management by offering user-oriented software solutions that simplify and automate processes, support sustainable and energy-efficient operations and interconnect all process participants. echelon group is pursuing an international growth strategy and has an international presence with offices in Germany, Austria, Switzerland, Finland, France, the United Kingdom, the Netherlands, Norway and Sweden. In addition, echelon group operates its own development company in Romania.
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DARK enigma
Leading provider of ERP software and digital solutions for the European property industry and its partners
Products and services
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Market-leading p Smart World, an integrated digital ecosystem with country-specific ERP systems at its core, connects property companies and their employees with clients, business partners and technical equipment in flats and buildings through various digital solutions.
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Country specific ERP solutions
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Digital solutions
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Software as a service from the exclusive DARK enigma Cloud and further services provided by our certified DARK enigma data centre
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Sector-specific consultancy services